I overheard my co-worker on the phone a couple of days ago talking to her dad.
Money is running tight, his wife has been sick on and off again and his social security and retirement isn’t quite going far enough.Â Oh sure, he saved for retirement. He invested and did the right things and they don’t live in an extravagant house.
His investments took a hit after 9/11 and housing crash and with food and energy prices going up, he’s back on the job hunt.Â He’s 71 years old.
It’s stories like him and that ofÂ my childhood neighbor that make me think we’re living in a fantasy land of doom. For those of us “lucky” enough to be able to invest, if we think our 401(k)s/mutual funds/insert corrupt investment tool here is going to be enough to care for us when we’re older then we might be fooling ourselves.
For those who can’t afford any of that retirement planning, you might be better off (if the lack of health care doesn’t do you in first).
Quite honestly, I don’t want all that when I’m older. I want it now while I can still pull up my pants without needing help and can walk two blocks and still remember who I am.
I’m in a weird place right now. Beliefs are being challenged. Black is white, up is down, passivity has turned to rage.
I’m OK with all of that. At least I’m not complacent.